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I see the codes REJ or RET in my reporting, what is it?

They are payment incidents, called R-Transactions in SEPA. In the column, label in your report, you can see the details.
Reject or REJ: The debtor bank rejects the SEPA Direct Debit (SDD). This may happen if the bank account is closed, invalid or does not exist.
Return or RET: The debtor bank returns the SDD because there was an issue while processing the SDD. The vast majority of returns are because of insufficient funds on the debtor account.
Refusal: There can be a refusal for a single transaction (the mandate remains valid for further transactions) or a revocation of the mandate, meaning additional transactions will be systematically refused.
Refund: Between D and D+8 weeks, the debtor can ask for a refund without any justification. Between D+8 weeks and D+13 months, the debtor can initiate a refund only in the case where s/he claims to never have signed a mandate.

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